you r here...

Ghosts of the Celtic Tiger

Sun, 12 Feb 2012 02:05:48 -0800

The photographer Kenneth O Halloran narrates his documentation of the housing boom and bust in Ireland.

Commute: The True Cost of Commuting(via @Lifehacker)

Mon, 17 Oct 2011 00:53:50 -0700

Commute: The True Cost of Commuting(via @Lifehacker):

Your daily commute costs a lot more than what you pay each trip to the gas station. Personal finance blogger Mr. Money Mustache details the true cost of commuting, walking through how to calculate the time and financial burden of a “not too bad” commute, breaking down some of the most common…

breakfast of champions!

Wed, 01 Jun 2011 00:48:03 -0700

breakfast of champions!

This is a simple way to say something not so simple.

Fri, 19 Nov 2010 21:40:00 -0800

This is a simple way to say something not so simple.

"Example: Imagine you live on an island with ten pineapples and on your island the total money supply..."

Sun, 18 Jul 2010 10:52:00 -0700

“Example: Imagine you live on an island with ten pineapples and on your island the total money supply is $10.00. If we “priced” the pineapples, each one would have a hypothetical cost of $1.00 per pineapple. Now suppose Mr. Bernanke was the central banker of your island and printed an additional $10.00 which ended up in your money supply. The number of pineapples on the island is still ten, but now you have $20.00 total in your money supply. The new cost per pineapple is now $2.00. This increase in the price level is defined as inflation, where Yogi Berra aptly noted, “A nickel ain’t worth a dime anymore.” The number of pineapples remains unchanged but money supply has increased. This harms the savers and citizens of a country. Suppose I live on this island but I only have $6.00 in my wallet. Pre-Bernanke I could purchase six pineapples but post-Bernanke I can only afford three. Bernanke took $3.00 of purchasing power away from me (this is a hidden tax)!”

- The ‘recovery’ won’t work

"When you are on the board of a decent corporation, for example, if you have a direct financial..."

Fri, 25 Jun 2010 15:41:00 -0700

“

When you are on the board of a decent corporation, for example, if you have a direct financial interest in a matter under consideration you’re expected to ‘declare an interest’ and absent yourself from the vote. But in a mature democracy, the most self-interested citizens are those most likely to vote. Currently, about 20 million people work for government. About 45 million receive Social Security benefits. About 34 million depend on food stamps.

That’s 99 million people who have a direct interest in expanding government outlays… with some overlap, of course. And it doesn’t mean that every person receiving a Social Security check is going to back the feds. But it doesn’t count all the millions more who get subsidies, bailouts, welfare payments (often masquerading as tax credits), government contracts, and so forth, either.

Well, how many people does it take to win a national election? Obama won with 63 million votes.

”

you r here…

Thu, 17 Jun 2010 18:43:33 -0700

you r here…

Your papers!

Mon, 23 Nov 2009 12:33:56 -0800

Let me see if I understand all this…

IF YOU CROSS THE NORTH KOREAN BORDER ILLEGALLY YOU GET 12 YEARS HARD LABOR.

IF YOU CROSS THE IRANIAN BORDER ILLEGALLY YOU ARE DETAINED INDEFINITELY.

IF YOU CROSS THE AFGHAN BORDER ILLEGALLY, YOU GET SHOT.

IF YOU CROSS THE SAUDI ARABIAN BORDER ILLEGALLY YOU WILL BE JAILED.

IF YOU CROSS THE CHINESE BORDER ILLEGALLY YOU MAY NEVER BE HEARD FROM AGAIN.

IF YOU CROSS THE VENEZUELAN BORDER ILLEGALLY YOU WILL BE BRANDED A SPY AND YOUR FATE WILL BE SEALED.

IF YOU CROSS THE CUBAN BORDER ILLEGALLY YOU WILL BE THROWN INTO POLITICAL PRISON TO ROT.

IF YOU CROSS THE U.S. BORDER ILLEGALLY YOU GET A JOB, A DRIVERS LICENSE, SOCIAL SECURITY CARD, WELFARE, FOOD STAMPS, CREDIT CARDS, SUBSIDIZED RENT OR A LOAN TO BUY A HOUSE, FREE EDUCATION, FREE HEALTH CARE, A LOBBYIST IN WASHINGTON AND IN MANY INSTANCES YOU CAN VOTE.

Count down to understanding why.

Mon, 23 Nov 2009 12:03:36 -0800

Count down to understanding why.

Our Home.

Mon, 16 Nov 2009 19:26:29 -0800

Our Home.

A visual Guide to How the Economy Went Into Recession

Fri, 28 Aug 2009 16:32:00 -0700

A visual Guide to How the Economy Went Into Recession

Office on the hill.

Tue, 25 Aug 2009 21:42:00 -0700

Office on the hill.

Is It Better to Buy or Rent?

Thu, 20 Aug 2009 19:33:00 -0700

Is It Better to Buy or Rent?

Bing and dumb….makes me laugh - Don’t tell Microsoft...

Wed, 19 Aug 2009 20:58:00 -0700

Bing and dumb….makes me laugh - Don’t tell Microsoft ;)

Just a moment is needed to never forget…

Wed, 19 Aug 2009 20:55:00 -0700

Just a moment is needed to never forget…

"We owe our current prosperity, security and good health to the investments of past generations, and..."

Wed, 19 Aug 2009 20:44:00 -0700

“We owe our current prosperity, security and good health to the investments of past generations, and we are obliged to renew those commitments.
For the first time in generations, the nation’s children could face poorer prospects than their parents and grandparents did.”

Photo

Wed, 19 Aug 2009 10:51:21 -0700

"A man flying in a hot air balloon suddenly realizes he’s lost. He reduces height and spots a man..."

Tue, 18 Aug 2009 12:38:00 -0700

“A man flying in a hot air balloon suddenly realizes he’s lost. He reduces height and spots a man down below. He lowers the balloon further and shouts to get directions, “Excuse me, can you tell me where I am?” The man below says: “Yes, you’re in a hot air balloon, hovering 30 feet above this field.” “You must work in Information Technology,” says the balloonist. “I do” replies the man. “How did you know?” “Well,” says the balloonist, “everything you have told me is technically correct, but It’s of no use to anyone.” The man below replies, “You must work in management.” “I do” replies the balloonist, “But how’d you know?” “Well”, says the man, “you don’t know where you are, or where you’re going, you expect me to be able to help. You’re in the same position you were before we met, but now it’s my fault.””

Google Map Relocation

Tue, 18 Aug 2009 10:09:14 -0700

Google Map Relocation

"How much are you paying now for rent? You should look at a good principal and interest calculator or..."

Thu, 09 Apr 2009 11:26:56 -0700

“How much are you paying now for rent? You should look at a good principal and interest calculator or talk to your lender to get the whole picture, including monthly amounts for taxes, insurance, any applicable homeowners association dues, and any applicable mortgage insurance. This is important even if you plan on paying taxes and insurance on your own (rather than impounding them and making monthly payments to the lender) because you will want to make sure to budget monthly to set aside for these expenses. So, if you are paying $1,500 currently for rent, and the new home will be $2,500, put your budget to the test and see how well your finances run when you put the amount of the increased housing expense (in this case $1,000) into your savings account. Take it out right when you pay your rent, and don’t touch it. This is a great test of how much you can really comfortably afford, and of course has the nice side effect of padding your savings for a few months before you start shopping for a home.”

- Should Your Buy a Home Right Now? | Mint.com Blog | Personal Finance News & Advice